The Debts Elimination

Toll Free: 1800 235 3167

Find us: 120 Vantis Dr #310, Aliso Viejo, CA 92656

Credit Card Relief

Credit Card Relief Programs save you money and cut your monthly payment. If you need a credit card relief program, before taking another step, take a look at this guide. There are some fantastic debt relief options available in 2007, but you should first be educated on the advantages and disadvantages of each program. Once you become educated on each option, you will be fully equipped to pay off your credit card debt quickly and with ease.

For priority assistance call 1800 235 3167. You can speak with an IAPDA Certified Debt Specialist.

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Credit Card Relief Program & Debt Relief Option #1 – Debt Validation

Plan B Debt Services is Certified and Accredited by the International Association of Professional Debt Arbitrators. Their Nationwide Credit Card Relief Programs & Debt Relief Options are Proven to Work! Improve Your Life by Improving Your Finances. Give us a call to talk about your debt at 1800 235 3167

Benefits

Validation gives you what you want:

Can be the least expensive debt relief option and gives you a single affordable payment.

Credit Restoration is included to remove inaccurate items on your credit reports.

Comes with a written “Money Back Guarantee.

You get to defend yourself from illegal debt collection under the Fair Debt Collection ->Practices Act, the Credit Card Act, and the Fair Credit Billing Act.

Your alleged debt collectors will be forced to validate their right to collect on your alleged debts. If they can’t validate a debt, you don’t have to pay it

Graduate the program in 24 months or less (the average).

You will get a nationally recognized debt relief support team who’s there to assist, update and answer your questions on a daily basis by phone or email.

Downside

Not all accounts will be eligible.

Not all states qualify.

May affect your credit score


Credit Card Relief Program & Debt Relief Option #2 – Debt Settlement

Benefits

Late fees can be “waived” with debt management.

Interest rates can be “lowered” on a debt management plan.

Overall monthly payments can be reduced once getting approved on the program

Client’s are only responsible for a single monthly payment, making life easier

No creditor harassment should occur when using a debt management plan

Downside

Third party adverse notation reported on a person’s credit report.

Debt management plans last for on average 48 months, which can be longer than if a person was to join on a debt settlement program.

Higher payment than on a debt settlement program. With a debt management payment, it’s usually smaller.

Some debt management companies will charge high hidden fees. Consumers should only enroll with a nonprofit BBB “A+” Rated Company.